AI debt collection that recovers more.
Reach right-party contact, schedule payment, and escalate - with the cadence and audit trail your compliance team needs.
Right-party contact
Promise-to-pay
Cost to collect
Harmony reaches the right party at scale, secures promises-to-pay in the conversation, and works every account - TCPA- and FDCPA-aware, fully logged.
Every step of the call, handled end to end.
From the first dial to a live handoff - your AI voice agent runs the whole call on your scripts and rules.
Explore the platform›Capabilities
Everything the agent does on the call,
built in.
Call analytics & QA
Every call recorded, transcribed, dispositioned, and QA-scored - searchable by campaign.
Voicemail detection & retry cadence
Detects answering machines, drops your approved voicemail, and schedules retries automatically inside approved calling windows.
Number reputation & list hygiene
Manages spam labels on your outbound numbers, and dedupes and suppresses list records beyond DNC before the first dial.
Compliance & disclosure guardrails
TCPA disclosures, consent capture, and hardship paths run deterministically on every call, with approved scripts enforced.
Payment capture & hardship paths
Takes payments and offers plans or hardship options inside the call, with every required disclosure on the record.
