TCPA calling hours checker

What the federal rule says

The FCC's TCPA rules bar telephone solicitations before 8:00 AM or after 9:00 PM, measured in the local time of the person you call (47 CFR 64.1200(c)(1)). The FTC's Telemarketing Sales Rule sets the same window, and Regulation F applies it to debt collection calls. Where your team sits does not matter.

Where states are stricter

Twenty states set their own calling hours. Many end the day at 8:00 PM, including Florida, Maryland, Massachusetts, Oklahoma, Oregon and Washington. Some start later: Kentucky at 10:00 AM, and Connecticut, Minnesota, Nevada, New Mexico, South Dakota and Texas at 9:00 AM. Alabama, Louisiana, Mississippi, Rhode Island, South Dakota and Utah ban Sunday solicitations, Texas allows them only from noon, and Pennsylvania moves to 9:00 AM to 7:00 PM with no Sundays on October 18, 2026. Rhode Island has the narrowest window: 9:00 AM to 6:00 PM on weekdays and 10:00 AM to 5:00 PM on Saturdays. The checker shows the week for the state you pick, with a link to the statute.

When a state spans two time zones

Area codes in states such as Florida, Texas, Tennessee, Kentucky, Indiana and Oregon can cover two time zones, and Arizona does not observe daylight saving time while the Navajo Nation does. When the checker cannot tell which zone the person is in, it shows each one and only says you can call when the call is allowed in all of them. Calling inside that overlap is the safe default.

What this checker does not cover

Calling hours are one rule among several. Consent for autodialed and AI or prerecorded voice calls, the National Do Not Call Registry, state limits on calls per person (Florida, Maryland, Oklahoma and Oregon allow three in 24 hours), and debt collection rules all apply separately. Mobile numbers can also move with their owner, so the area code is a best guess at location. This is not legal advice; check with counsel before you change a calling program. For how these rules apply to AI calls, read What is TCPA compliance for AI calls?, or see how Harmony.ai runs outbound calling with calling windows applied by the recipient's time zone.

Related terms in the glossary: TCPA and quiet hours.